The S&P 500 Index ETF, or VFV ETF for short, is a US-equity ETF. It seeks to replicate the performance of the S&P 500 Index and tracks the performance of large-capitalization U.S. stocks It is un-hedged as opposed to VSP … Read more
Do you have a retirement number? I have mine and it’s $1,777,777. You can easily calculate your retirement number too. Just plug in a few numbers to come up with your target. A big number but not so scary if … Read more
Bond ETFs are popular and it’s important to understand why. While you may not need or want bonds in your portfolio today, one day you will consider it and it’s important to understand what is available and what will fit … Read more
The Canada Pension Plan (also known as CPP) is one of the main retirement income programs for Canadians. It is, in other words, a Canadian retirement pension plan that provides a taxable monthly income for retirees, if you qualify (i.e. … Read more
You’ve made it and now you are planning your retirement income but there is a bunch of tax implications to consider starting with understanding the old age security (OAS) pension. As soon as you reach 65 years old, you are … Read more
The 4% withdrawal rule was established as a safe way to approach retirement withdrawals from your accounts and avoid depleting your portfolio too early. If you have read retirement articles, or books, you must be familiar with the rule by … Read more