FI Investors

A financially independent investor has reached a stage where their investments generate enough passive income to cover their living expenses, freeing them from the need to work for money.

This investor often prioritizes preserving and optimizing their wealth rather than aggressive growth, focusing on strategies like dividend investing, income-generating ETFs, or a mix of conservative and growth-oriented assets.

While financial independence brings flexibility and freedom, it also introduces new challenges—such as managing tax efficiency, ensuring portfolio longevity, and staying ahead of inflation. Investment goals may shift toward maintaining a specific lifestyle, supporting family, giving back through philanthropy, or simply enjoying more time and freedom, all while ensuring their financial security is sustainable for the long term.