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How To Maximize Your RRSP

Every year comes the RRSP season. Advertisements will be sent your way until we reach the RRSP deadline and I wanted to discuss how to maximize your RRSP. Financial institutions will want you to invest with them, or even offer … Read more

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RESP Explained – The Ultimate Guide

RESP, or Registered Education Savings Plan, is an investment account used by parents to save for their children’s post-secondary education in Canada.  There are many advantages for parents, as well as future students, for saving for college or university using … Read more

RRSP Over-Contribution

An RRSP is not a Retirement Plan

There is a pre-conceived idea that an RRSP account is your retirement plan. That all your hard-earned savings should go towards it. The financial institutions surely advertise it that way. For many, it may be the only retirement account they will … Read more

RRSP Over-Contribution

Optimize your RRSP

As the RRSP deadline approaches (before March 1, 2017 by the way), many look into optimizing their RRSP contribution for the year. Personally, I do the math as early as possible to understand how much I can optimize my RRSP contributions in … Read more

Investment Idea

Easy Investing With Computershare

Are you familiar with Computershare? I learned about the marvels of Computershare in my mid-thirties and I must admit that I wish I had learned about it in my early twenties. I learned about the existence of transfer agents when … Read more