The TFSA account is relatively new and often referred to as a younger sibling to the RRSP. The choice of investing in your TFSA or RRSP first is still a debated question but what isn’t up for debate is your … Read more
Over time, bonds should find a place in your portfolio. How much you should have will definitely depend on your investment strategy and appetite for market swings. If you are in the market for bonds, you can get in on … Read more
Investing is important, if not critical, to make your money work for you. You work hard for your money and your money should work hard for you. As it happens, the bank is certainly not breaking a sweat paying you … Read more
While I am a dividend growth investor, my stock selection process has everything to do with the tollbooth or subscription business model. Why is that? Subscription is the easiest model to forecast for businesses and you can build a relationship … Read more
It is critical for investors to benchmark their portfolio for the simple reason that you can validate your strategy. Even if you are meeting your goals if your benchmark outperforms your portfolio, why not switch to the benchmark? Before we … Read more
I regularly use the Norbert Gambit approach to convert USD to CAD (and vice versa) through RBC Direct Investing. The process is smooth through RBC but not all discount brokers are created equal and you need to find out if … Read more
For the longest time, I have been an income-focused investor. I remember when I started working, I did not have much money to invest and I invested in mutual funds telling myself “if I can have more money to invest … Read more
ESPP is a benefit many employees at publicly traded companies benefit from. In many cases, the benefit is seen almost like a retirement plan and many employees keep their ESPP for a long time. The challenge with holding all of … Read more