Preferred Shares or Common Shares

I recently discussed how preferred shares work as an introduction to preferred shares for fixed income. As it turns out, the timing was good as Dividend Ninja made a purchase of preferred shares bringing up the question; Why not buy … Read more

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Understanding REITs

A Real Estate Investment Trust (REIT) is a company that invests in property through purchasing real estate or mortgages. REITs are alternative assets, uncorrelated to investments like bonds or precious metals. Knowing how REITs work is an important part of … Read more

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TFSA Explained – The Ultimate Guide

The Tax-Free Savings Account, or TFSA, is a special type of investment account that provides tax benefits for Canadians. The main tax benefit of this type of account is that investment income earned in a TFSA is not taxed upon withdrawal. It was … Read more

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How To Rebalance a Stock Portfolio

Rebalancing a portfolio is a very powerful concept. It allows the investor to systemically sell high and buy low. Index investors do that regularly and there are no reasons why a dividend investor cannot do the same and it doesn’t … Read more

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RESP Strategy

Planning a RESP strategy is similar to planning your retirement (including RRSP) but your timeline is shorter and the adjustment happens much earlier and it may not be enough time to be aggressive depending on your risk appetite. I have … Read more

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Scotia iTrade Review

As the title says, I am moving all my investment accounts away from Scotia iTrade to RBC Direct Investing. Interestingly enough, I wasn’t with Scotia iTrade by choice since I previously was with etrade Canada due to my employer’s stock … Read more

DRIP Guide – Put All Your Dividends To Work!

A recent article by ‘The Weathly Canadian’ along with the comments had me reflect on the reasons I DRIP (Dividend Reinvestment Plan) and the conditions under which I DRIP. No investor scenarios are equal so it’s important to understand the benefits … Read more